8 Best Quick Cash Advance Apps

You can secure loans from most cash apps within 1 to 3 days, unlike banks and other financial bodies. But the best quick cash advance apps lend money almost immediately or in less than 10 minutes. Let’s find out which apps are the fastest in borrowing money.

Asking about the best quick cash advance apps points to the speed of their services. The use of such cash apps will help you get instant loans for urgent needs and repay them on payday.

Rather than going through a rigorous bank loan process to wait for 7 to 10 working days for almost the same amount, most people prefer to borrow from cash apps despite the interest rate.

Due to the urgency of the money, find out which cash apps are the best for an immediate cash deposit.

8 Best Quick Cash Advance Apps

Even though emergencies are time-bound, you need the right information on the best cash advance apps that lend eligible customers money almost immediately.

If you are with us on this, let’s explore 8 lending fintech companies that credit customer accounts within the shortest possible time.

1. Brigit

Brigit app’s time of approval of funds depends on the subscription plan and may take from 1 to 3 days; there is also an express option, which allows prompt fund availability.

2. Empower

Empower gives instant approval; funds are transferred anytime within the day. There is an option for fast access or express funding.

3. Earnin

With Earnin, you get instant approval the moment you apply, and you can get funding in 1-3 business days or faster with the express option.

4. Varo

When borrowing from Varo, instant approval is guaranteed only for existing banking clients, and they get credited instantly.

5. Dave

Dave approval may take up to 3 working days, while funds can show up in the account within 3 days, depending on the availability and express option.

6. MoneyLion

Funding options with MoneyLion depend on account type and member status.

The money is made available within 1–5 business days, along with additional options to borrow money instantly.

7. SoLo Funds

With Solo Funds, approvals can take up to 3 days while funds become available after an hour of finding a lender.

However, the app gives users more control over the loan than some of its competitors, including the ability to choose a loan amount and repayment date.

8. Klover

The Klover instant approval is certain, but funds are ready within three days. However, you can use the express option for swift money delivery.

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Alternative Cash Advance Apps for Urgent Funds

You can alternatively apply for these other sets of cash apps, although not as quick as the others, which would serve and offer you a good amount to settle your bills and repay later.

1. Chime (SpotMe)

The Chime Cash app is another trusted loan hub that gives up to $200. However, repayment is deducted by the bank itself and appears in your subsequent transactions.

Chime features free Chime cards with no fees and no interest, available to all Chime members who have regular direct deposits.

2. Albert

Almost everyone uses Albert for various purposes, including cash advances, and it lends up to $250. The repayment of your loan is debited on the following payday.

They feature a $4 minimum monthly subscription fee for Genius members that is inclined to include considerable money guidance apart from receiving regular dividends.

3. Current (Overdrive)

You can get up to $200 from the Current Cash App, which is a good start and a lot better than so many other apps.

A small amount is automatically subtracted from your deposit, which is then redeposited on the next one.

No charges pertain to Overdrive, and you must be eligible. Conditions are specified according to account activity.

4. SoFi Money

Using SoFi Money, if you apply early enough you can get up to 50% of your direct deposit.

This is not only different from instant cash loans, but you choose to obtain your funds ahead of time. No charge is incurred for the usage; it is partially included in the services of SoFi Money account.

5. Branch

Branch app typically provides a maximum of $500 when you request a loan.

The amount is paid directly into your account on the following payday, and there are no fees charged. It also features an app with budgeting and saving tools.

6. PayActiv

With PayActiv, you can have access to up to 50% of your salary in real-time, with a maximum of $500 per pay period.

On payday, your loan automatically eases the arrears by crediting your account. The transaction fees are low as a part of employer partnerships.

7. DailyPay

Using DailyPay, job seekers can receive up to 100% pay to work, thanks to the “Partnering with Employers” program.

For repayment, you just have to wait for payday, and the loan amount will be automatically deducted.

Transaction fees can depend on the program; therefore, contact your enrolling agency for more information.

8. FlexWage

FlexWage is more than one type, maybe up to 20% of income and up to $500.

It will not only lower the temptation to draw out cash but will also simplify your financial planning.

For employers, theirs are charged by fee types which are set up through employer partnerships

9. Even

Even gives up to 50% upfront from your earned income. You might not notice it, but the portion is automatically deducted on your new payday.

You can opt for valued employer partnerships as part of the Even Plus subscription, which also comes with additional elements.

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Are Cash Advance Apps Worth Using?

Cash advance apps are most suitable for emergency situations or when individuals are in dire need of a small amount of money to cover their immediate needs.

Such needs are fully covered by the next paycheck, in case cash advance apps don’t involve any charges for external or expedited transfers, for instance.

Unlike someone who already has a platform that provides a comprehensive financial management service, you should be ready to work out a monthly subscription.

You should consider finding your perfect all-in-one money management platform and sorting out your cash advance options from there.

Our Verdict

Cash advance apps are known to be financial assistants to their customers who urgently need money ahead of their payday or for emergency purposes.

While they always come through faster than the regular banking protocol, a few, like Brigit, Empower, Dave, and many more, are much faster at crediting their customers than others.

Within the next few minutes to hours, you will get funded, while others might take up to 3 days or more to get funds in your account statements.

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8 Best Quick Cash Advance Apps